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City vs city
St. James vs Germantown, MD
Germantown currently scores 12 points higher overall than St. James, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
St. James: 23/100 · Germantown: 35/100
Germantown is 12 points higher.
Flood
St. James: 22/100 · Germantown: 24/100
Germantown is 2 points higher.
Wind
St. James: 20/100 · Germantown: 20/100
No gap.
Lightning
St. James: 21/100 · Germantown: 35/100
Germantown is 14 points higher.
Tornado
St. James: 8/100 · Germantown: 24/100
Germantown is 16 points higher.
Hail
St. James: 14/100 · Germantown: 79/100
Germantown is 65 points higher.
Storm surge
St. James: 0/100 · Germantown: 0/100
No gap.