City vs city
Spencerville vs Germantown, MD
Germantown currently scores 6 points higher overall than Spencerville, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencerville: 29/100 · Germantown: 35/100
Germantown is 6 points higher.
Flood
Spencerville: 21/100 · Germantown: 24/100
Germantown is 3 points higher.
Wind
Spencerville: 21/100 · Germantown: 20/100
Spencerville is 1 points higher.
Lightning
Spencerville: 38/100 · Germantown: 35/100
Spencerville is 3 points higher.
Tornado
Spencerville: 8/100 · Germantown: 24/100
Germantown is 16 points higher.
Hail
Spencerville: 54/100 · Germantown: 79/100
Germantown is 25 points higher.
Storm surge
Spencerville: 0/100 · Germantown: 0/100
No gap.