City vs city
Smith Island vs Germantown, MD
Germantown currently scores 7 points higher overall than Smith Island, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Smith Island: 28/100 · Germantown: 35/100
Germantown is 7 points higher.
Flood
Smith Island: 0/100 · Germantown: 24/100
Germantown is 24 points higher.
Wind
Smith Island: 25/100 · Germantown: 20/100
Smith Island is 5 points higher.
Lightning
Smith Island: 31/100 · Germantown: 35/100
Germantown is 4 points higher.
Tornado
Smith Island: 8/100 · Germantown: 24/100
Germantown is 16 points higher.
Hail
Smith Island: 0/100 · Germantown: 79/100
Germantown is 79 points higher.
Storm surge
Smith Island: 81/100 · Germantown: 0/100
Smith Island is 81 points higher.