City vs city
Silver Spring vs Smithsburg, MD
Silver Spring currently scores 10 points higher overall than Smithsburg, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Silver Spring: 38/100 · Smithsburg: 28/100
Silver Spring is 10 points higher.
Flood
Silver Spring: 0/100 · Smithsburg: 20/100
Smithsburg is 20 points higher.
Silver Spring: FEMA NFHL flood zones: 0 features intersect this tile.
Smithsburg: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Silver Spring: 21/100 · Smithsburg: 20/100
Silver Spring is 1 points higher.
Silver Spring: Wind exposure derived from ingested design wind / climatology tiles.
Smithsburg: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Silver Spring: 38/100 · Smithsburg: 21/100
Silver Spring is 17 points higher.
Silver Spring: Lightning exposure derived from ingested climatology tiles.
Smithsburg: Lightning exposure derived from ingested climatology tiles.
Tornado
Silver Spring: 27/100 · Smithsburg: 4/100
Silver Spring is 23 points higher.
Silver Spring: Tornado risk derived from NOAA SPC historical reports.
Smithsburg: Tornado risk derived from NOAA SPC historical reports.
Hail
Silver Spring: 100/100 · Smithsburg: 40/100
Silver Spring is 60 points higher.
Silver Spring: Hail risk derived from NOAA SPC historical reports.
Smithsburg: Hail risk derived from NOAA SPC historical reports.
Storm surge
Silver Spring: Unavailable · Smithsburg: Unavailable
A score difference cannot be calculated without both sources.
Silver Spring: Storm surge model is not available for this location yet.
Smithsburg: Storm surge model is not available for this location yet.
Wildfire
Silver Spring: 37/100 · Smithsburg: 51/100
Smithsburg is 14 points higher.
Silver Spring: Wildfire exposure derived from ingested fire potential tiles.
Smithsburg: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Silver Spring: 45/100 · Smithsburg: 42/100
Silver Spring is 3 points higher.
Silver Spring: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Smithsburg: Air quality signal derived from the latest EPA AirNow combined AQI grid.