City vs city
Lutherville vs Towson, MD
Lutherville currently scores 3 points higher overall than Towson, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lutherville: 37/100 · Towson: 34/100
Lutherville is 3 points higher.
Flood
Lutherville: 23/100 · Towson: 19/100
Lutherville is 4 points higher.
Lutherville: FEMA NFHL flood zones: 8 features intersect this tile.
Towson: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Lutherville: 21/100 · Towson: 21/100
No gap.
Lutherville: Wind exposure derived from ingested design wind / climatology tiles.
Towson: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lutherville: 39/100 · Towson: 40/100
Towson is 1 points higher.
Lutherville: Lightning exposure derived from ingested climatology tiles.
Towson: Lightning exposure derived from ingested climatology tiles.
Tornado
Lutherville: 15/100 · Towson: 0/100
Lutherville is 15 points higher.
Lutherville: Tornado risk derived from NOAA SPC historical reports.
Towson: Tornado risk derived from NOAA SPC historical reports.
Hail
Lutherville: 79/100 · Towson: 44/100
Lutherville is 35 points higher.
Lutherville: Hail risk derived from NOAA SPC historical reports.
Towson: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lutherville: Unavailable · Towson: Unavailable
A score difference cannot be calculated without both sources.
Lutherville: Storm surge model is not available for this location yet.
Towson: Storm surge model is not available for this location yet.
Wildfire
Lutherville: 38/100 · Towson: 37/100
Lutherville is 1 points higher.
Lutherville: Wildfire exposure derived from ingested fire potential tiles.
Towson: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lutherville: 45/100 · Towson: 43/100
Lutherville is 2 points higher.
Lutherville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Towson: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.