City vs city
Hagerstown vs St. James, MD
Hagerstown currently scores 2 points higher overall than St. James, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 28/100 · St. James: 26/100
Hagerstown is 2 points higher.
Flood
Hagerstown: 25/100 · St. James: 22/100
Hagerstown is 3 points higher.
Hagerstown: FEMA NFHL flood zones: 7 features intersect this tile.
St. James: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Hagerstown: 20/100 · St. James: 20/100
No gap.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
St. James: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 20/100 · St. James: 21/100
St. James is 1 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
St. James: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 8/100 · St. James: 8/100
No gap.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
St. James: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 28/100 · St. James: 14/100
Hagerstown is 14 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
St. James: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · St. James: Unavailable
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
St. James: Storm surge model is not available for this location yet.
Wildfire
Hagerstown: 51/100 · St. James: 56/100
St. James is 5 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
St. James: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hagerstown: 42/100 · St. James: 42/100
No gap.
Hagerstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. James: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.