City vs city
Hagerstown vs Ocean City, MD
Hagerstown currently scores 3 points higher overall than Ocean City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 39/100 · Ocean City: 36/100
Hagerstown is 3 points higher.
Flood
Hagerstown: 22/100 · Ocean City: 69/100
Ocean City is 47 points higher.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
Ocean City: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Hagerstown: 20/100 · Ocean City: 34/100
Ocean City is 14 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 19/100 · Ocean City: 16/100
Hagerstown is 3 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Ocean City: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 19/100 · Ocean City: 15/100
Hagerstown is 4 points higher.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Ocean City: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 100/100 · Ocean City: 23/100
Hagerstown is 77 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Ocean City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · Ocean City: 95/100
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hagerstown: 53/100 · Ocean City: 5/100
Hagerstown is 48 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hagerstown: 42/100 · Ocean City: 32/100
Hagerstown is 10 points higher.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Ocean City: Air quality signal derived from the latest EPA AirNow combined AQI grid.