City vs city
Hagerstown vs Ocean City, MD
Ocean City currently scores 8 points higher overall than Hagerstown, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 28/100 · Ocean City: 36/100
Ocean City is 8 points higher.
Flood
Hagerstown: 25/100 · Ocean City: 69/100
Ocean City is 44 points higher.
Hagerstown: FEMA NFHL flood zones: 7 features intersect this tile.
Ocean City: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Hagerstown: 20/100 · Ocean City: 34/100
Ocean City is 14 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 20/100 · Ocean City: 16/100
Hagerstown is 4 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Ocean City: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 8/100 · Ocean City: 15/100
Ocean City is 7 points higher.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Ocean City: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 28/100 · Ocean City: 23/100
Hagerstown is 5 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Ocean City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · Ocean City: 95/100
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hagerstown: 51/100 · Ocean City: 5/100
Hagerstown is 46 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hagerstown: 42/100 · Ocean City: 32/100
Hagerstown is 10 points higher.
Hagerstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ocean City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.