City vs city
Hagerstown vs North Laurel, MD
Hagerstown currently scores 4 points higher overall than North Laurel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 39/100 · North Laurel: 35/100
Hagerstown is 4 points higher.
Flood
Hagerstown: 22/100 · North Laurel: 24/100
North Laurel is 2 points higher.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
North Laurel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Hagerstown: 20/100 · North Laurel: 21/100
North Laurel is 1 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
North Laurel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 19/100 · North Laurel: 39/100
North Laurel is 20 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
North Laurel: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 19/100 · North Laurel: 19/100
No gap.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
North Laurel: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 100/100 · North Laurel: 58/100
Hagerstown is 42 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
North Laurel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · North Laurel: Unavailable
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
North Laurel: Storm surge model is not available for this location yet.
Wildfire
Hagerstown: 53/100 · North Laurel: 40/100
Hagerstown is 13 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
North Laurel: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hagerstown: 42/100 · North Laurel: 42/100
No gap.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
North Laurel: Air quality signal derived from the latest EPA AirNow combined AQI grid.