City vs city
Hagerstown vs National Harbor, MD
National Harbor currently scores 15 points higher overall than Hagerstown, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 28/100 · National Harbor: 43/100
National Harbor is 15 points higher.
Flood
Hagerstown: 25/100 · National Harbor: 16/100
Hagerstown is 9 points higher.
Hagerstown: FEMA NFHL flood zones: 7 features intersect this tile.
National Harbor: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Hagerstown: 20/100 · National Harbor: 21/100
National Harbor is 1 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
National Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 20/100 · National Harbor: 40/100
National Harbor is 20 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
National Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 8/100 · National Harbor: 31/100
National Harbor is 23 points higher.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
National Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 28/100 · National Harbor: 55/100
National Harbor is 27 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
National Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · National Harbor: 87/100
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
National Harbor: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Hagerstown: 51/100 · National Harbor: 49/100
Hagerstown is 2 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
National Harbor: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hagerstown: 42/100 · National Harbor: 42/100
No gap.
Hagerstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
National Harbor: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.