City vs city
Hagerstown vs Lake Arbor, MD
Hagerstown currently scores 12 points higher overall than Lake Arbor, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hagerstown: 39/100 · Lake Arbor: 27/100
Hagerstown is 12 points higher.
Flood
Hagerstown: 22/100 · Lake Arbor: 21/100
Hagerstown is 1 points higher.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
Lake Arbor: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Hagerstown: 20/100 · Lake Arbor: 21/100
Lake Arbor is 1 points higher.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Lake Arbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hagerstown: 19/100 · Lake Arbor: 40/100
Lake Arbor is 21 points higher.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Lake Arbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Hagerstown: 19/100 · Lake Arbor: 4/100
Hagerstown is 15 points higher.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Lake Arbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Hagerstown: 100/100 · Lake Arbor: 17/100
Hagerstown is 83 points higher.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Lake Arbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hagerstown: Unavailable · Lake Arbor: Unavailable
A score difference cannot be calculated without both sources.
Hagerstown: Storm surge model is not available for this location yet.
Lake Arbor: Storm surge model is not available for this location yet.
Wildfire
Hagerstown: 53/100 · Lake Arbor: 44/100
Hagerstown is 9 points higher.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Lake Arbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hagerstown: 42/100 · Lake Arbor: 43/100
Lake Arbor is 1 points higher.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lake Arbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.