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Direct answer

Is Germantown, MD safe from hail?

Germantown has elevated hail exposure. Risk is meaningful at 64/100, so planning and coverage checks are recommended.

City score

64/100

Level: elevated

State average

64/100

Same hazard across MD.

Comparison

Germantown is close to the state average for this hazard (64 vs 64).

Use this next

Open live signal for this hazardOpen full hazard risk pageOpen statewide hazard outlookHighest-risk cities in MD

Why this answer

Hail risk derived from NOAA SPC historical reports.

This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.

Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.

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