City vs city
Germantown vs Union Bridge, MD
Germantown currently scores 13 points higher overall than Union Bridge, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Union Bridge: 25/100
Germantown is 13 points higher.
Flood
Germantown: 24/100 · Union Bridge: 20/100
Germantown is 4 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Union Bridge: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Germantown: 20/100 · Union Bridge: 20/100
No gap.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Union Bridge: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Union Bridge: 30/100
Germantown is 5 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Union Bridge: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Union Bridge: 8/100
Germantown is 15 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Union Bridge: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Union Bridge: 16/100
Germantown is 61 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Union Bridge: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Union Bridge: Unavailable
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Union Bridge: Storm surge model is not available for this location yet.
Wildfire
Germantown: 41/100 · Union Bridge: 39/100
Germantown is 2 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Union Bridge: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 43/100 · Union Bridge: 42/100
Germantown is 1 points higher.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Union Bridge: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.