City vs city
Germantown vs Stockton, MD
Germantown currently scores 10 points higher overall than Stockton, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Stockton: 28/100
Germantown is 10 points higher.
Flood
Germantown: 24/100 · Stockton: 2/100
Germantown is 22 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Stockton: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Germantown: 20/100 · Stockton: 31/100
Stockton is 11 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Stockton: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Stockton: 21/100
Germantown is 14 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Stockton: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Stockton: 0/100
Germantown is 23 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Stockton: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Stockton: 5/100
Germantown is 72 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Stockton: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Stockton: 60/100
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Stockton: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Germantown: 41/100 · Stockton: 47/100
Stockton is 6 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Stockton: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Germantown: 43/100 · Stockton: 30/100
Germantown is 13 points higher.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Stockton: Air quality signal derived from the latest EPA AirNow combined AQI grid.