City vs city
Germantown vs Rock Point, MD
Germantown currently scores 9 points higher overall than Rock Point, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Rock Point: 29/100
Germantown is 9 points higher.
Flood
Germantown: 24/100 · Rock Point: 0/100
Germantown is 24 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Rock Point: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Germantown: 20/100 · Rock Point: 21/100
Rock Point is 1 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Rock Point: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Rock Point: 43/100
Rock Point is 8 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Rock Point: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Rock Point: 8/100
Germantown is 15 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Rock Point: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Rock Point: 14/100
Germantown is 63 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Rock Point: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Rock Point: 93/100
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Rock Point: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Germantown: 41/100 · Rock Point: 9/100
Germantown is 32 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Rock Point: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 43/100 · Rock Point: 43/100
No gap.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Rock Point: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.