City vs city
Germantown vs North Laurel, MD
Germantown currently scores 3 points higher overall than North Laurel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · North Laurel: 35/100
Germantown is 3 points higher.
Flood
Germantown: 24/100 · North Laurel: 24/100
No gap.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
North Laurel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Germantown: 20/100 · North Laurel: 21/100
North Laurel is 1 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
North Laurel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · North Laurel: 39/100
North Laurel is 4 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
North Laurel: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · North Laurel: 19/100
Germantown is 4 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
North Laurel: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · North Laurel: 58/100
Germantown is 19 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
North Laurel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · North Laurel: Unavailable
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
North Laurel: Storm surge model is not available for this location yet.
Wildfire
Germantown: 41/100 · North Laurel: 40/100
Germantown is 1 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
North Laurel: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Germantown: 43/100 · North Laurel: 42/100
Germantown is 1 points higher.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
North Laurel: Air quality signal derived from the latest EPA AirNow combined AQI grid.