City vs city

Germantown vs Mercersville, MD

Germantown currently scores 7 points higher overall than Mercersville, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Germantown

38/100

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Mercersville

31/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Germantown: 38/100 · Mercersville: 31/100

Germantown is 7 points higher.

Flood

Germantown: 24/100 · Mercersville: 12/100

Germantown is 12 points higher.

Germantown: FEMA NFHL flood zones: 4 features intersect this tile.

Mercersville: FEMA NFHL flood zones: 1 features intersect this tile.

Wind

Germantown: 20/100 · Mercersville: 20/100

No gap.

Germantown: Wind exposure derived from ingested design wind / climatology tiles.

Mercersville: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Germantown: 35/100 · Mercersville: 23/100

Germantown is 12 points higher.

Germantown: Lightning exposure derived from ingested climatology tiles.

Mercersville: Lightning exposure derived from ingested climatology tiles.

Tornado

Germantown: 23/100 · Mercersville: 0/100

Germantown is 23 points higher.

Germantown: Tornado risk derived from NOAA SPC historical reports.

Mercersville: Tornado risk derived from NOAA SPC historical reports.

Hail

Germantown: 77/100 · Mercersville: 30/100

Germantown is 47 points higher.

Germantown: Hail risk derived from NOAA SPC historical reports.

Mercersville: Hail risk derived from NOAA SPC historical reports.

Storm surge

Germantown: Unavailable · Mercersville: Unavailable

A score difference cannot be calculated without both sources.

Germantown: Storm surge model is not available for this location yet.

Mercersville: Storm surge model is not available for this location yet.

Wildfire

Germantown: 41/100 · Mercersville: 57/100

Mercersville is 16 points higher.

Germantown: Wildfire exposure derived from ingested fire potential tiles.

Mercersville: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Germantown: 43/100 · Mercersville: 42/100

Germantown is 1 points higher.

Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Mercersville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.