City vs city
Germantown vs Lutherville, MD
Germantown currently scores 1 points higher overall than Lutherville, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Lutherville: 37/100
Germantown is 1 points higher.
Flood
Germantown: 24/100 · Lutherville: 23/100
Germantown is 1 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Lutherville: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Germantown: 20/100 · Lutherville: 21/100
Lutherville is 1 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lutherville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Lutherville: 39/100
Lutherville is 4 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Lutherville: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Lutherville: 15/100
Germantown is 8 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Lutherville: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Lutherville: 79/100
Lutherville is 2 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Lutherville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Lutherville: Unavailable
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Lutherville: Storm surge model is not available for this location yet.
Wildfire
Germantown: 41/100 · Lutherville: 38/100
Germantown is 3 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Lutherville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 43/100 · Lutherville: 45/100
Lutherville is 2 points higher.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lutherville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.