City vs city
Germantown vs Lake Shore, MD
Germantown currently scores 9 points higher overall than Lake Shore, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Lake Shore: 29/100
Germantown is 9 points higher.
Flood
Germantown: 24/100 · Lake Shore: 13/100
Germantown is 11 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Lake Shore: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Germantown: 20/100 · Lake Shore: 22/100
Lake Shore is 2 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lake Shore: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Lake Shore: 38/100
Lake Shore is 3 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Lake Shore: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Lake Shore: 8/100
Germantown is 15 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Lake Shore: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Lake Shore: 16/100
Germantown is 61 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Lake Shore: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Lake Shore: 91/100
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Lake Shore: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Germantown: 41/100 · Lake Shore: 1/100
Germantown is 40 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Lake Shore: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Germantown: 43/100 · Lake Shore: 40/100
Germantown is 3 points higher.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lake Shore: Air quality signal derived from the latest EPA AirNow combined AQI grid.