City vs city
Germantown vs Kemp Mill, MD
Germantown and Kemp Mill are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Kemp Mill: 38/100
No gap.
Flood
Germantown: 24/100 · Kemp Mill: 0/100
Germantown is 24 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Kemp Mill: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Germantown: 20/100 · Kemp Mill: 21/100
Kemp Mill is 1 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Kemp Mill: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Kemp Mill: 38/100
Kemp Mill is 3 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Kemp Mill: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Kemp Mill: 27/100
Kemp Mill is 4 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Kemp Mill: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Kemp Mill: 100/100
Kemp Mill is 23 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Kemp Mill: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Kemp Mill: Unavailable
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Kemp Mill: Storm surge model is not available for this location yet.
Wildfire
Germantown: 41/100 · Kemp Mill: 37/100
Germantown is 4 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Kemp Mill: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 43/100 · Kemp Mill: 45/100
Kemp Mill is 2 points higher.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kemp Mill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.