City vs city
Germantown vs Havre de Grace, MD
Havre de Grace currently scores 3 points higher overall than Germantown, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Germantown: 38/100 · Havre de Grace: 41/100
Havre de Grace is 3 points higher.
Flood
Germantown: 24/100 · Havre de Grace: 29/100
Havre de Grace is 5 points higher.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Havre de Grace: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Germantown: 20/100 · Havre de Grace: 22/100
Havre de Grace is 2 points higher.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Havre de Grace: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Germantown: 35/100 · Havre de Grace: 41/100
Havre de Grace is 6 points higher.
Germantown: Lightning exposure derived from ingested climatology tiles.
Havre de Grace: Lightning exposure derived from ingested climatology tiles.
Tornado
Germantown: 23/100 · Havre de Grace: 46/100
Havre de Grace is 23 points higher.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Havre de Grace: Tornado risk derived from NOAA SPC historical reports.
Hail
Germantown: 77/100 · Havre de Grace: 21/100
Germantown is 56 points higher.
Germantown: Hail risk derived from NOAA SPC historical reports.
Havre de Grace: Hail risk derived from NOAA SPC historical reports.
Storm surge
Germantown: Unavailable · Havre de Grace: 84/100
A score difference cannot be calculated without both sources.
Germantown: Storm surge model is not available for this location yet.
Havre de Grace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Germantown: 41/100 · Havre de Grace: 42/100
Havre de Grace is 1 points higher.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Havre de Grace: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Germantown: 43/100 · Havre de Grace: 40/100
Germantown is 3 points higher.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Havre de Grace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.