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Direct answer
Is Gaithersburg, MD safe from flooding?
Gaithersburg is lower risk for flooding in the long-term model (24/100), but risk is not zero during active weather periods.
City score
24/100
Level: low
State average
27/100
Same hazard across MD.
Comparison
Gaithersburg is close to the state average for this hazard (24 vs 27).
Why this answer
FEMA NFHL flood zones: 4 features intersect this tile.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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