City vs city
Ferndale vs Hagerstown, MD
Ferndale currently scores 2 points higher overall than Hagerstown, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ferndale: 30/100 · Hagerstown: 28/100
Ferndale is 2 points higher.
Flood
Ferndale: 22/100 · Hagerstown: 25/100
Hagerstown is 3 points higher.
Ferndale: FEMA NFHL flood zones: 3 features intersect this tile.
Hagerstown: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Ferndale: 21/100 · Hagerstown: 20/100
Ferndale is 1 points higher.
Ferndale: Wind exposure derived from ingested design wind / climatology tiles.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ferndale: 40/100 · Hagerstown: 20/100
Ferndale is 20 points higher.
Ferndale: Lightning exposure derived from ingested climatology tiles.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Tornado
Ferndale: 8/100 · Hagerstown: 8/100
No gap.
Ferndale: Tornado risk derived from NOAA SPC historical reports.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Hail
Ferndale: 52/100 · Hagerstown: 28/100
Ferndale is 24 points higher.
Ferndale: Hail risk derived from NOAA SPC historical reports.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ferndale: Unavailable · Hagerstown: Unavailable
A score difference cannot be calculated without both sources.
Ferndale: Storm surge model is not available for this location yet.
Hagerstown: Storm surge model is not available for this location yet.
Wildfire
Ferndale: 25/100 · Hagerstown: 51/100
Hagerstown is 26 points higher.
Ferndale: Wildfire exposure derived from ingested fire potential tiles.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ferndale: 42/100 · Hagerstown: 42/100
No gap.
Ferndale: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Hagerstown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.