City vs city
Essex vs Germantown, MD
Essex currently scores 3 points higher overall than Germantown, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Essex: 41/100 · Germantown: 38/100
Essex is 3 points higher.
Flood
Essex: 25/100 · Germantown: 24/100
Essex is 1 points higher.
Essex: FEMA NFHL flood zones: 9 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Essex: 21/100 · Germantown: 20/100
Essex is 1 points higher.
Essex: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Essex: 39/100 · Germantown: 35/100
Essex is 4 points higher.
Essex: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Essex: 15/100 · Germantown: 23/100
Germantown is 8 points higher.
Essex: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Essex: 86/100 · Germantown: 77/100
Essex is 9 points higher.
Essex: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Essex: 78/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Essex: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Essex: 28/100 · Germantown: 41/100
Germantown is 13 points higher.
Essex: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Essex: 39/100 · Germantown: 43/100
Germantown is 4 points higher.
Essex: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.