City vs city

Ellicott City vs Germantown, MD

Germantown currently scores 5 points higher overall than Ellicott City, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Ellicott City

33/100

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Germantown

38/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Ellicott City: 33/100 · Germantown: 38/100

Germantown is 5 points higher.

Flood

Ellicott City: 22/100 · Germantown: 24/100

Germantown is 2 points higher.

Ellicott City: FEMA NFHL flood zones: 4 features intersect this tile.

Germantown: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Ellicott City: 21/100 · Germantown: 20/100

Ellicott City is 1 points higher.

Ellicott City: Wind exposure derived from ingested design wind / climatology tiles.

Germantown: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Ellicott City: 38/100 · Germantown: 35/100

Ellicott City is 3 points higher.

Ellicott City: Lightning exposure derived from ingested climatology tiles.

Germantown: Lightning exposure derived from ingested climatology tiles.

Tornado

Ellicott City: 15/100 · Germantown: 23/100

Germantown is 8 points higher.

Ellicott City: Tornado risk derived from NOAA SPC historical reports.

Germantown: Tornado risk derived from NOAA SPC historical reports.

Hail

Ellicott City: 58/100 · Germantown: 77/100

Germantown is 19 points higher.

Ellicott City: Hail risk derived from NOAA SPC historical reports.

Germantown: Hail risk derived from NOAA SPC historical reports.

Storm surge

Ellicott City: Unavailable · Germantown: Unavailable

A score difference cannot be calculated without both sources.

Ellicott City: Storm surge model is not available for this location yet.

Germantown: Storm surge model is not available for this location yet.

Wildfire

Ellicott City: 38/100 · Germantown: 41/100

Germantown is 3 points higher.

Ellicott City: Wildfire exposure derived from ingested fire potential tiles.

Germantown: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Ellicott City: 42/100 · Germantown: 43/100

Germantown is 1 points higher.

Ellicott City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.