City vs city

Drum Point vs Germantown, MD

Drum Point and Germantown are tied on overall score, with the biggest factor difference in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Drum Point

38/100

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Germantown

38/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Drum Point: 38/100 · Germantown: 38/100

No gap.

Flood

Drum Point: 33/100 · Germantown: 24/100

Drum Point is 9 points higher.

Drum Point: FEMA NFHL flood zones: 12 features intersect this tile.

Germantown: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Drum Point: 22/100 · Germantown: 20/100

Drum Point is 2 points higher.

Drum Point: Wind exposure derived from ingested design wind / climatology tiles.

Germantown: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Drum Point: 36/100 · Germantown: 35/100

Drum Point is 1 points higher.

Drum Point: Lightning exposure derived from ingested climatology tiles.

Germantown: Lightning exposure derived from ingested climatology tiles.

Tornado

Drum Point: 19/100 · Germantown: 23/100

Germantown is 4 points higher.

Drum Point: Tornado risk derived from NOAA SPC historical reports.

Germantown: Tornado risk derived from NOAA SPC historical reports.

Hail

Drum Point: 21/100 · Germantown: 77/100

Germantown is 56 points higher.

Drum Point: Hail risk derived from NOAA SPC historical reports.

Germantown: Hail risk derived from NOAA SPC historical reports.

Storm surge

Drum Point: 88/100 · Germantown: Unavailable

A score difference cannot be calculated without both sources.

Drum Point: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Germantown: Storm surge model is not available for this location yet.

Wildfire

Drum Point: 45/100 · Germantown: 41/100

Drum Point is 4 points higher.

Drum Point: Wildfire exposure derived from ingested fire potential tiles.

Germantown: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Drum Point: 41/100 · Germantown: 43/100

Germantown is 2 points higher.

Drum Point: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.