City vs city
Cottage City vs Waldorf, MD
Waldorf currently scores 2 points higher overall than Cottage City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cottage City: 39/100 · Waldorf: 41/100
Waldorf is 2 points higher.
Flood
Cottage City: 27/100 · Waldorf: 18/100
Cottage City is 9 points higher.
Cottage City: FEMA NFHL flood zones: 10 features intersect this tile.
Waldorf: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Cottage City: 21/100 · Waldorf: 21/100
No gap.
Cottage City: Wind exposure derived from ingested design wind / climatology tiles.
Waldorf: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cottage City: 39/100 · Waldorf: 41/100
Waldorf is 2 points higher.
Cottage City: Lightning exposure derived from ingested climatology tiles.
Waldorf: Lightning exposure derived from ingested climatology tiles.
Tornado
Cottage City: 38/100 · Waldorf: 19/100
Cottage City is 19 points higher.
Cottage City: Tornado risk derived from NOAA SPC historical reports.
Waldorf: Tornado risk derived from NOAA SPC historical reports.
Hail
Cottage City: 63/100 · Waldorf: 90/100
Waldorf is 27 points higher.
Cottage City: Hail risk derived from NOAA SPC historical reports.
Waldorf: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cottage City: Unavailable · Waldorf: Unavailable
A score difference cannot be calculated without both sources.
Cottage City: Storm surge model is not available for this location yet.
Waldorf: Storm surge model is not available for this location yet.
Wildfire
Cottage City: 38/100 · Waldorf: 52/100
Waldorf is 14 points higher.
Cottage City: Wildfire exposure derived from ingested fire potential tiles.
Waldorf: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cottage City: 44/100 · Waldorf: 44/100
No gap.
Cottage City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Waldorf: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.