City vs city
Columbia vs West Ocean City, MD
West Ocean City currently scores 3 points higher overall than Columbia, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 33/100 · West Ocean City: 36/100
West Ocean City is 3 points higher.
Flood
Columbia: 22/100 · West Ocean City: 37/100
West Ocean City is 15 points higher.
Columbia: FEMA NFHL flood zones: 4 features intersect this tile.
West Ocean City: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Columbia: 21/100 · West Ocean City: 33/100
West Ocean City is 12 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
West Ocean City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 38/100 · West Ocean City: 17/100
Columbia is 21 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
West Ocean City: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 15/100 · West Ocean City: 0/100
Columbia is 15 points higher.
Columbia: Tornado risk derived from NOAA SPC historical reports.
West Ocean City: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 58/100 · West Ocean City: 14/100
Columbia is 44 points higher.
Columbia: Hail risk derived from NOAA SPC historical reports.
West Ocean City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · West Ocean City: 96/100
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
West Ocean City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Columbia: 38/100 · West Ocean City: 23/100
Columbia is 15 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
West Ocean City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Columbia: 42/100 · West Ocean City: 31/100
Columbia is 11 points higher.
Columbia: Air quality signal derived from the latest EPA AirNow combined AQI grid.
West Ocean City: Air quality signal derived from the latest EPA AirNow combined AQI grid.