City vs city
Columbia vs Thurmont, MD
Columbia currently scores 9 points higher overall than Thurmont, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 35/100 · Thurmont: 26/100
Columbia is 9 points higher.
Flood
Columbia: 24/100 · Thurmont: 22/100
Columbia is 2 points higher.
Columbia: FEMA NFHL flood zones: 7 features intersect this tile.
Thurmont: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Columbia: 21/100 · Thurmont: 20/100
Columbia is 1 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
Thurmont: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 39/100 · Thurmont: 22/100
Columbia is 17 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
Thurmont: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 19/100 · Thurmont: 19/100
No gap.
Columbia: Tornado risk derived from NOAA SPC historical reports.
Thurmont: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 58/100 · Thurmont: 7/100
Columbia is 51 points higher.
Columbia: Hail risk derived from NOAA SPC historical reports.
Thurmont: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · Thurmont: Unavailable
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
Thurmont: Storm surge model is not available for this location yet.
Wildfire
Columbia: 40/100 · Thurmont: 48/100
Thurmont is 8 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
Thurmont: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Columbia: 42/100 · Thurmont: 42/100
No gap.
Columbia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Thurmont: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.