City vs city
Columbia vs Girdletree, MD
Columbia currently scores 7 points higher overall than Girdletree, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 35/100 · Girdletree: 28/100
Columbia is 7 points higher.
Flood
Columbia: 24/100 · Girdletree: 2/100
Columbia is 22 points higher.
Columbia: FEMA NFHL flood zones: 7 features intersect this tile.
Girdletree: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Columbia: 21/100 · Girdletree: 31/100
Girdletree is 10 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
Girdletree: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 39/100 · Girdletree: 21/100
Columbia is 18 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
Girdletree: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 19/100 · Girdletree: 0/100
Columbia is 19 points higher.
Columbia: Tornado risk derived from NOAA SPC historical reports.
Girdletree: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 58/100 · Girdletree: 5/100
Columbia is 53 points higher.
Columbia: Hail risk derived from NOAA SPC historical reports.
Girdletree: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · Girdletree: 60/100
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
Girdletree: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Columbia: 40/100 · Girdletree: 47/100
Girdletree is 7 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
Girdletree: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Columbia: 42/100 · Girdletree: 30/100
Columbia is 12 points higher.
Columbia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Girdletree: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.