City vs city
Chesapeake Beach vs Germantown, MD
Chesapeake Beach and Germantown are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Chesapeake Beach: 38/100 · Germantown: 38/100
No gap.
Flood
Chesapeake Beach: 26/100 · Germantown: 24/100
Chesapeake Beach is 2 points higher.
Chesapeake Beach: FEMA NFHL flood zones: 4 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Chesapeake Beach: 22/100 · Germantown: 20/100
Chesapeake Beach is 2 points higher.
Chesapeake Beach: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Chesapeake Beach: 37/100 · Germantown: 35/100
Chesapeake Beach is 2 points higher.
Chesapeake Beach: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Chesapeake Beach: 12/100 · Germantown: 23/100
Germantown is 11 points higher.
Chesapeake Beach: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Chesapeake Beach: 33/100 · Germantown: 77/100
Germantown is 44 points higher.
Chesapeake Beach: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Chesapeake Beach: 89/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Chesapeake Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Chesapeake Beach: 42/100 · Germantown: 41/100
Chesapeake Beach is 1 points higher.
Chesapeake Beach: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Chesapeake Beach: 43/100 · Germantown: 43/100
No gap.
Chesapeake Beach: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.