City vs city
Cape St. Claire vs Germantown, MD
Germantown currently scores 5 points higher overall than Cape St. Claire, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cape St. Claire: 33/100 · Germantown: 38/100
Germantown is 5 points higher.
Flood
Cape St. Claire: 31/100 · Germantown: 24/100
Cape St. Claire is 7 points higher.
Cape St. Claire: FEMA NFHL flood zones: 10 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Cape St. Claire: 22/100 · Germantown: 20/100
Cape St. Claire is 2 points higher.
Cape St. Claire: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cape St. Claire: 38/100 · Germantown: 35/100
Cape St. Claire is 3 points higher.
Cape St. Claire: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Cape St. Claire: 12/100 · Germantown: 23/100
Germantown is 11 points higher.
Cape St. Claire: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Cape St. Claire: 25/100 · Germantown: 77/100
Germantown is 52 points higher.
Cape St. Claire: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cape St. Claire: 90/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Cape St. Claire: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Cape St. Claire: 1/100 · Germantown: 41/100
Germantown is 40 points higher.
Cape St. Claire: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cape St. Claire: 41/100 · Germantown: 43/100
Germantown is 2 points higher.
Cape St. Claire: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Germantown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.