City vs city
Baltimore Highlands vs Germantown, MD
Baltimore Highlands currently scores 4 points higher overall than Germantown, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Baltimore Highlands: 42/100 · Germantown: 38/100
Baltimore Highlands is 4 points higher.
Flood
Baltimore Highlands: 27/100 · Germantown: 24/100
Baltimore Highlands is 3 points higher.
Baltimore Highlands: FEMA NFHL flood zones: 15 features intersect this tile.
Germantown: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Baltimore Highlands: 21/100 · Germantown: 20/100
Baltimore Highlands is 1 points higher.
Baltimore Highlands: Wind exposure derived from ingested design wind / climatology tiles.
Germantown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Baltimore Highlands: 40/100 · Germantown: 35/100
Baltimore Highlands is 5 points higher.
Baltimore Highlands: Lightning exposure derived from ingested climatology tiles.
Germantown: Lightning exposure derived from ingested climatology tiles.
Tornado
Baltimore Highlands: 35/100 · Germantown: 23/100
Baltimore Highlands is 12 points higher.
Baltimore Highlands: Tornado risk derived from NOAA SPC historical reports.
Germantown: Tornado risk derived from NOAA SPC historical reports.
Hail
Baltimore Highlands: 89/100 · Germantown: 77/100
Baltimore Highlands is 12 points higher.
Baltimore Highlands: Hail risk derived from NOAA SPC historical reports.
Germantown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Baltimore Highlands: 47/100 · Germantown: Unavailable
A score difference cannot be calculated without both sources.
Baltimore Highlands: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Germantown: Storm surge model is not available for this location yet.
Wildfire
Baltimore Highlands: 34/100 · Germantown: 41/100
Germantown is 7 points higher.
Baltimore Highlands: Wildfire exposure derived from ingested fire potential tiles.
Germantown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Baltimore Highlands: 43/100 · Germantown: 43/100
No gap.
Baltimore Highlands: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Germantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.