City vs city
Ballenger Creek vs Hagerstown, MD
Hagerstown currently scores 13 points higher overall than Ballenger Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ballenger Creek: 26/100 · Hagerstown: 39/100
Hagerstown is 13 points higher.
Flood
Ballenger Creek: 0/100 · Hagerstown: 22/100
Hagerstown is 22 points higher.
Ballenger Creek: FEMA NFHL flood zones: 0 features intersect this tile.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Ballenger Creek: 20/100 · Hagerstown: 20/100
No gap.
Ballenger Creek: Wind exposure derived from ingested design wind / climatology tiles.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ballenger Creek: 29/100 · Hagerstown: 19/100
Ballenger Creek is 10 points higher.
Ballenger Creek: Lightning exposure derived from ingested climatology tiles.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Tornado
Ballenger Creek: 8/100 · Hagerstown: 19/100
Hagerstown is 11 points higher.
Ballenger Creek: Tornado risk derived from NOAA SPC historical reports.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Hail
Ballenger Creek: 32/100 · Hagerstown: 100/100
Hagerstown is 68 points higher.
Ballenger Creek: Hail risk derived from NOAA SPC historical reports.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ballenger Creek: Unavailable · Hagerstown: Unavailable
A score difference cannot be calculated without both sources.
Ballenger Creek: Storm surge model is not available for this location yet.
Hagerstown: Storm surge model is not available for this location yet.
Wildfire
Ballenger Creek: 48/100 · Hagerstown: 53/100
Hagerstown is 5 points higher.
Ballenger Creek: Wildfire exposure derived from ingested fire potential tiles.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Ballenger Creek: 42/100 · Hagerstown: 42/100
No gap.
Ballenger Creek: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.