City vs city
Annapolis Neck vs Hagerstown, MD
Hagerstown currently scores 6 points higher overall than Annapolis Neck, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Annapolis Neck: 33/100 · Hagerstown: 39/100
Hagerstown is 6 points higher.
Flood
Annapolis Neck: 46/100 · Hagerstown: 22/100
Annapolis Neck is 24 points higher.
Annapolis Neck: FEMA NFHL flood zones: 9 features intersect this tile.
Hagerstown: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Annapolis Neck: 21/100 · Hagerstown: 20/100
Annapolis Neck is 1 points higher.
Annapolis Neck: Wind exposure derived from ingested design wind / climatology tiles.
Hagerstown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Annapolis Neck: 37/100 · Hagerstown: 19/100
Annapolis Neck is 18 points higher.
Annapolis Neck: Lightning exposure derived from ingested climatology tiles.
Hagerstown: Lightning exposure derived from ingested climatology tiles.
Tornado
Annapolis Neck: 12/100 · Hagerstown: 19/100
Hagerstown is 7 points higher.
Annapolis Neck: Tornado risk derived from NOAA SPC historical reports.
Hagerstown: Tornado risk derived from NOAA SPC historical reports.
Hail
Annapolis Neck: 12/100 · Hagerstown: 100/100
Hagerstown is 88 points higher.
Annapolis Neck: Hail risk derived from NOAA SPC historical reports.
Hagerstown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Annapolis Neck: 89/100 · Hagerstown: Unavailable
A score difference cannot be calculated without both sources.
Annapolis Neck: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Hagerstown: Storm surge model is not available for this location yet.
Wildfire
Annapolis Neck: 3/100 · Hagerstown: 53/100
Hagerstown is 50 points higher.
Annapolis Neck: Wildfire exposure derived from ingested fire potential tiles.
Hagerstown: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Annapolis Neck: 42/100 · Hagerstown: 42/100
No gap.
Annapolis Neck: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Hagerstown: Air quality signal derived from the latest EPA AirNow combined AQI grid.