City vs city
Somerset vs Whitley City, KY
Whitley City currently scores 12 points higher overall than Somerset, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Somerset: 34/100 · Whitley City: 46/100
Whitley City is 12 points higher.
Flood
Somerset: 48/100 · Whitley City: 36/100
Somerset is 12 points higher.
Somerset: FEMA NFHL flood zones: 3 features intersect this tile.
Whitley City: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Somerset: 14/100 · Whitley City: 14/100
No gap.
Somerset: Wind exposure derived from ingested design wind / climatology tiles.
Whitley City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Somerset: 43/100 · Whitley City: 45/100
Whitley City is 2 points higher.
Somerset: Lightning exposure derived from ingested climatology tiles.
Whitley City: Lightning exposure derived from ingested climatology tiles.
Tornado
Somerset: 4/100 · Whitley City: 38/100
Whitley City is 34 points higher.
Somerset: Tornado risk derived from NOAA SPC historical reports.
Whitley City: Tornado risk derived from NOAA SPC historical reports.
Hail
Somerset: 55/100 · Whitley City: 100/100
Whitley City is 45 points higher.
Somerset: Hail risk derived from NOAA SPC historical reports.
Whitley City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Somerset: Unavailable · Whitley City: Unavailable
A score difference cannot be calculated without both sources.
Somerset: Storm surge model is not available for this location yet.
Whitley City: Storm surge model is not available for this location yet.
Wildfire
Somerset: 44/100 · Whitley City: 55/100
Whitley City is 11 points higher.
Somerset: Wildfire exposure derived from ingested fire potential tiles.
Whitley City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Somerset: 33/100 · Whitley City: 33/100
No gap.
Somerset: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Whitley City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.