City vs city
Owensboro vs Windy Hills, KY
Windy Hills currently scores 4 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owensboro: 34/100 · Windy Hills: 38/100
Windy Hills is 4 points higher.
Flood
Owensboro: 53/100 · Windy Hills: 45/100
Owensboro is 8 points higher.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Windy Hills: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Owensboro: 14/100 · Windy Hills: 14/100
No gap.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Windy Hills: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owensboro: 57/100 · Windy Hills: 30/100
Owensboro is 27 points higher.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Windy Hills: Lightning exposure derived from ingested climatology tiles.
Tornado
Owensboro: 27/100 · Windy Hills: 15/100
Owensboro is 12 points higher.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Windy Hills: Tornado risk derived from NOAA SPC historical reports.
Hail
Owensboro: 19/100 · Windy Hills: 100/100
Windy Hills is 81 points higher.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Windy Hills: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owensboro: Unavailable · Windy Hills: Unavailable
A score difference cannot be calculated without both sources.
Owensboro: Storm surge model is not available for this location yet.
Windy Hills: Storm surge model is not available for this location yet.
Wildfire
Owensboro: 37/100 · Windy Hills: 30/100
Owensboro is 7 points higher.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Windy Hills: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Owensboro: 34/100 · Windy Hills: 35/100
Windy Hills is 1 points higher.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Windy Hills: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.