City vs city
Owensboro vs Shelbyville, KY
Shelbyville currently scores 5 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owensboro: 34/100 · Shelbyville: 39/100
Shelbyville is 5 points higher.
Flood
Owensboro: 53/100 · Shelbyville: 39/100
Owensboro is 14 points higher.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Shelbyville: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Owensboro: 14/100 · Shelbyville: 14/100
No gap.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Shelbyville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owensboro: 57/100 · Shelbyville: 33/100
Owensboro is 24 points higher.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Shelbyville: Lightning exposure derived from ingested climatology tiles.
Tornado
Owensboro: 27/100 · Shelbyville: 58/100
Shelbyville is 31 points higher.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Shelbyville: Tornado risk derived from NOAA SPC historical reports.
Hail
Owensboro: 19/100 · Shelbyville: 73/100
Shelbyville is 54 points higher.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Shelbyville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owensboro: Unavailable · Shelbyville: Unavailable
A score difference cannot be calculated without both sources.
Owensboro: Storm surge model is not available for this location yet.
Shelbyville: Storm surge model is not available for this location yet.
Wildfire
Owensboro: 37/100 · Shelbyville: 24/100
Owensboro is 13 points higher.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Shelbyville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Owensboro: 34/100 · Shelbyville: 31/100
Owensboro is 3 points higher.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Shelbyville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.