City vs city
Owensboro vs Richmond, KY
Richmond currently scores 3 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owensboro: 34/100 · Richmond: 37/100
Richmond is 3 points higher.
Flood
Owensboro: 53/100 · Richmond: 39/100
Owensboro is 14 points higher.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Richmond: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Owensboro: 14/100 · Richmond: 14/100
No gap.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Richmond: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owensboro: 57/100 · Richmond: 44/100
Owensboro is 13 points higher.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Richmond: Lightning exposure derived from ingested climatology tiles.
Tornado
Owensboro: 27/100 · Richmond: 0/100
Owensboro is 27 points higher.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Richmond: Tornado risk derived from NOAA SPC historical reports.
Hail
Owensboro: 19/100 · Richmond: 68/100
Richmond is 49 points higher.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Richmond: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owensboro: Unavailable · Richmond: Unavailable
A score difference cannot be calculated without both sources.
Owensboro: Storm surge model is not available for this location yet.
Richmond: Storm surge model is not available for this location yet.
Wildfire
Owensboro: 37/100 · Richmond: 28/100
Owensboro is 9 points higher.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Richmond: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Owensboro: 34/100 · Richmond: 31/100
Owensboro is 3 points higher.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Richmond: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.