City vs city
Owensboro vs Prospect, KY
Owensboro currently scores 6 points higher overall than Prospect, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Owensboro: 34/100 · Prospect: 28/100
Owensboro is 6 points higher.
Flood
Owensboro: 53/100 · Prospect: 39/100
Owensboro is 14 points higher.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Prospect: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Owensboro: 14/100 · Prospect: 14/100
No gap.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Prospect: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Owensboro: 57/100 · Prospect: 29/100
Owensboro is 28 points higher.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Prospect: Lightning exposure derived from ingested climatology tiles.
Tornado
Owensboro: 27/100 · Prospect: 15/100
Owensboro is 12 points higher.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Prospect: Tornado risk derived from NOAA SPC historical reports.
Hail
Owensboro: 19/100 · Prospect: 55/100
Prospect is 36 points higher.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Prospect: Hail risk derived from NOAA SPC historical reports.
Storm surge
Owensboro: Unavailable · Prospect: Unavailable
A score difference cannot be calculated without both sources.
Owensboro: Storm surge model is not available for this location yet.
Prospect: Storm surge model is not available for this location yet.
Wildfire
Owensboro: 37/100 · Prospect: 14/100
Owensboro is 23 points higher.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Prospect: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Owensboro: 34/100 · Prospect: 31/100
Owensboro is 3 points higher.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Prospect: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.