City vs city
Murray vs Owensboro, KY
Murray currently scores 8 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Murray: 42/100 · Owensboro: 34/100
Murray is 8 points higher.
Flood
Murray: 34/100 · Owensboro: 53/100
Owensboro is 19 points higher.
Murray: FEMA NFHL flood zones: 4 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Murray: 15/100 · Owensboro: 14/100
Murray is 1 points higher.
Murray: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Murray: 57/100 · Owensboro: 57/100
No gap.
Murray: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Murray: 19/100 · Owensboro: 27/100
Owensboro is 8 points higher.
Murray: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Murray: 100/100 · Owensboro: 19/100
Murray is 81 points higher.
Murray: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Murray: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Murray: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Murray: 48/100 · Owensboro: 37/100
Murray is 11 points higher.
Murray: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Murray: 24/100 · Owensboro: 34/100
Owensboro is 10 points higher.
Murray: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.