City vs city

Monticello vs Whitley City, KY

Whitley City currently scores 4 points higher overall than Monticello, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Monticello

42/100

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Whitley City

46/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Monticello: 42/100 · Whitley City: 46/100

Whitley City is 4 points higher.

Flood

Monticello: 34/100 · Whitley City: 36/100

Whitley City is 2 points higher.

Monticello: FEMA NFHL flood zones: 2 features intersect this tile.

Whitley City: FEMA NFHL flood zones: 2 features intersect this tile.

Wind

Monticello: 14/100 · Whitley City: 14/100

No gap.

Monticello: Wind exposure derived from ingested design wind / climatology tiles.

Whitley City: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Monticello: 44/100 · Whitley City: 45/100

Whitley City is 1 points higher.

Monticello: Lightning exposure derived from ingested climatology tiles.

Whitley City: Lightning exposure derived from ingested climatology tiles.

Tornado

Monticello: 0/100 · Whitley City: 38/100

Whitley City is 38 points higher.

Monticello: Tornado risk derived from NOAA SPC historical reports.

Whitley City: Tornado risk derived from NOAA SPC historical reports.

Hail

Monticello: 93/100 · Whitley City: 100/100

Whitley City is 7 points higher.

Monticello: Hail risk derived from NOAA SPC historical reports.

Whitley City: Hail risk derived from NOAA SPC historical reports.

Storm surge

Monticello: Unavailable · Whitley City: Unavailable

A score difference cannot be calculated without both sources.

Monticello: Storm surge model is not available for this location yet.

Whitley City: Storm surge model is not available for this location yet.

Wildfire

Monticello: 33/100 · Whitley City: 55/100

Whitley City is 22 points higher.

Monticello: Wildfire exposure derived from ingested fire potential tiles.

Whitley City: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Monticello: 33/100 · Whitley City: 33/100

No gap.

Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Whitley City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.