City vs city
Monticello vs Somerset, KY
Monticello currently scores 8 points higher overall than Somerset, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Monticello: 42/100 · Somerset: 34/100
Monticello is 8 points higher.
Flood
Monticello: 34/100 · Somerset: 48/100
Somerset is 14 points higher.
Monticello: FEMA NFHL flood zones: 2 features intersect this tile.
Somerset: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Monticello: 14/100 · Somerset: 14/100
No gap.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Somerset: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Monticello: 44/100 · Somerset: 43/100
Monticello is 1 points higher.
Monticello: Lightning exposure derived from ingested climatology tiles.
Somerset: Lightning exposure derived from ingested climatology tiles.
Tornado
Monticello: 0/100 · Somerset: 4/100
Somerset is 4 points higher.
Monticello: Tornado risk derived from NOAA SPC historical reports.
Somerset: Tornado risk derived from NOAA SPC historical reports.
Hail
Monticello: 93/100 · Somerset: 55/100
Monticello is 38 points higher.
Monticello: Hail risk derived from NOAA SPC historical reports.
Somerset: Hail risk derived from NOAA SPC historical reports.
Storm surge
Monticello: Unavailable · Somerset: Unavailable
A score difference cannot be calculated without both sources.
Monticello: Storm surge model is not available for this location yet.
Somerset: Storm surge model is not available for this location yet.
Wildfire
Monticello: 33/100 · Somerset: 44/100
Somerset is 11 points higher.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
Somerset: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Monticello: 33/100 · Somerset: 33/100
No gap.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Somerset: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.