City vs city
Ludlow vs Owensboro, KY
Owensboro currently scores 1 points higher overall than Ludlow, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ludlow: 33/100 · Owensboro: 34/100
Owensboro is 1 points higher.
Flood
Ludlow: 14/100 · Owensboro: 53/100
Owensboro is 39 points higher.
Ludlow: FEMA NFHL flood zones: 3 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Ludlow: 15/100 · Owensboro: 14/100
Ludlow is 1 points higher.
Ludlow: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ludlow: 50/100 · Owensboro: 57/100
Owensboro is 7 points higher.
Ludlow: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Ludlow: 8/100 · Owensboro: 27/100
Owensboro is 19 points higher.
Ludlow: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Ludlow: 95/100 · Owensboro: 19/100
Ludlow is 76 points higher.
Ludlow: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ludlow: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Ludlow: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Ludlow: 11/100 · Owensboro: 37/100
Owensboro is 26 points higher.
Ludlow: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ludlow: 36/100 · Owensboro: 34/100
Ludlow is 2 points higher.
Ludlow: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.