City vs city
Louisville vs Sturgis, KY
Sturgis currently scores 8 points higher overall than Louisville, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Louisville: 36/100 · Sturgis: 44/100
Sturgis is 8 points higher.
Flood
Louisville: 41/100 · Sturgis: 74/100
Sturgis is 33 points higher.
Louisville: FEMA NFHL flood zones: 9 features intersect this tile.
Sturgis: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Louisville: 14/100 · Sturgis: 15/100
Sturgis is 1 points higher.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Sturgis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Louisville: 32/100 · Sturgis: 53/100
Sturgis is 21 points higher.
Louisville: Lightning exposure derived from ingested climatology tiles.
Sturgis: Lightning exposure derived from ingested climatology tiles.
Tornado
Louisville: 38/100 · Sturgis: 31/100
Louisville is 7 points higher.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Sturgis: Tornado risk derived from NOAA SPC historical reports.
Hail
Louisville: 61/100 · Sturgis: 66/100
Sturgis is 5 points higher.
Louisville: Hail risk derived from NOAA SPC historical reports.
Sturgis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Louisville: Unavailable · Sturgis: Unavailable
A score difference cannot be calculated without both sources.
Louisville: Storm surge model is not available for this location yet.
Sturgis: Storm surge model is not available for this location yet.
Wildfire
Louisville: 36/100 · Sturgis: 40/100
Sturgis is 4 points higher.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Sturgis: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Louisville: 32/100 · Sturgis: 29/100
Louisville is 3 points higher.
Louisville: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Sturgis: Air quality signal derived from the latest EPA AirNow combined AQI grid.