City vs city
Louisville vs Richmond, KY
Richmond currently scores 8 points higher overall than Louisville, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Louisville: 36/100 · Richmond: 44/100
Richmond is 8 points higher.
Flood
Louisville: 41/100 · Richmond: 39/100
Louisville is 2 points higher.
Louisville: FEMA NFHL flood zones: 9 features intersect this tile.
Richmond: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Louisville: 14/100 · Richmond: 14/100
No gap.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Richmond: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Louisville: 32/100 · Richmond: 44/100
Richmond is 12 points higher.
Louisville: Lightning exposure derived from ingested climatology tiles.
Richmond: Lightning exposure derived from ingested climatology tiles.
Tornado
Louisville: 38/100 · Richmond: 38/100
No gap.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Richmond: Tornado risk derived from NOAA SPC historical reports.
Hail
Louisville: 61/100 · Richmond: 100/100
Richmond is 39 points higher.
Louisville: Hail risk derived from NOAA SPC historical reports.
Richmond: Hail risk derived from NOAA SPC historical reports.
Storm surge
Louisville: Unavailable · Richmond: Unavailable
A score difference cannot be calculated without both sources.
Louisville: Storm surge model is not available for this location yet.
Richmond: Storm surge model is not available for this location yet.
Wildfire
Louisville: 36/100 · Richmond: 40/100
Richmond is 4 points higher.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Richmond: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Louisville: 32/100 · Richmond: 31/100
Louisville is 1 points higher.
Louisville: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Richmond: Air quality signal derived from the latest EPA AirNow combined AQI grid.