City vs city
Liberty vs Owensboro, KY
Liberty currently scores 1 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Liberty: 35/100 · Owensboro: 34/100
Liberty is 1 points higher.
Flood
Liberty: 46/100 · Owensboro: 53/100
Owensboro is 7 points higher.
Liberty: FEMA NFHL flood zones: 7 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Liberty: 14/100 · Owensboro: 14/100
No gap.
Liberty: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Liberty: 43/100 · Owensboro: 57/100
Owensboro is 14 points higher.
Liberty: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Liberty: 12/100 · Owensboro: 27/100
Owensboro is 15 points higher.
Liberty: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Liberty: 62/100 · Owensboro: 19/100
Liberty is 43 points higher.
Liberty: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Liberty: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Liberty: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Liberty: 37/100 · Owensboro: 37/100
No gap.
Liberty: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Liberty: 33/100 · Owensboro: 34/100
Owensboro is 1 points higher.
Liberty: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.