City vs city
Horse Cave vs Owensboro, KY
Owensboro currently scores 19 points higher overall than Horse Cave, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Horse Cave: 32/100 · Owensboro: 51/100
Owensboro is 19 points higher.
Flood
Horse Cave: 39/100 · Owensboro: 55/100
Owensboro is 16 points higher.
Horse Cave: FEMA NFHL flood zones: 4 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Horse Cave: 14/100 · Owensboro: 14/100
No gap.
Horse Cave: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Horse Cave: 49/100 · Owensboro: 54/100
Owensboro is 5 points higher.
Horse Cave: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Horse Cave: 4/100 · Owensboro: 65/100
Owensboro is 61 points higher.
Horse Cave: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Horse Cave: 47/100 · Owensboro: 100/100
Owensboro is 53 points higher.
Horse Cave: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Horse Cave: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Horse Cave: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Horse Cave: 37/100 · Owensboro: 33/100
Horse Cave is 4 points higher.
Horse Cave: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Horse Cave: 31/100 · Owensboro: 34/100
Owensboro is 3 points higher.
Horse Cave: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owensboro: Air quality signal derived from the latest EPA AirNow combined AQI grid.