City vs city
Hardinsburg vs Louisville, KY
Hardinsburg currently scores 4 points higher overall than Louisville, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hardinsburg: 41/100 · Louisville: 37/100
Hardinsburg is 4 points higher.
Flood
Hardinsburg: 36/100 · Louisville: 55/100
Louisville is 19 points higher.
Hardinsburg: FEMA NFHL flood zones: 3 features intersect this tile.
Louisville: FEMA NFHL flood zones: 12 features intersect this tile.
Wind
Hardinsburg: 14/100 · Louisville: 14/100
No gap.
Hardinsburg: Wind exposure derived from ingested design wind / climatology tiles.
Louisville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hardinsburg: 50/100 · Louisville: 33/100
Hardinsburg is 17 points higher.
Hardinsburg: Lightning exposure derived from ingested climatology tiles.
Louisville: Lightning exposure derived from ingested climatology tiles.
Tornado
Hardinsburg: 27/100 · Louisville: 12/100
Hardinsburg is 15 points higher.
Hardinsburg: Tornado risk derived from NOAA SPC historical reports.
Louisville: Tornado risk derived from NOAA SPC historical reports.
Hail
Hardinsburg: 94/100 · Louisville: 92/100
Hardinsburg is 2 points higher.
Hardinsburg: Hail risk derived from NOAA SPC historical reports.
Louisville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hardinsburg: Unavailable · Louisville: Unavailable
A score difference cannot be calculated without both sources.
Hardinsburg: Storm surge model is not available for this location yet.
Louisville: Storm surge model is not available for this location yet.
Wildfire
Hardinsburg: 32/100 · Louisville: 18/100
Hardinsburg is 14 points higher.
Hardinsburg: Wildfire exposure derived from ingested fire potential tiles.
Louisville: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hardinsburg: 32/100 · Louisville: 32/100
No gap.
Hardinsburg: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Louisville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.