Germantown vs Owensboro, KY

Owensboro currently scores 35 points higher overall than Germantown, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Germantown

14/100

Owensboro

49/100

Hazard breakdown

Overall

Germantown: 14/100 · Owensboro: 49/100

Owensboro is 35 points higher.

Flood

Germantown: 0/100 · Owensboro: 55/100

Owensboro is 55 points higher.

Wind

Germantown: 15/100 · Owensboro: 14/100

Germantown is 1 points higher.

Lightning

Germantown: 29/100 · Owensboro: 54/100

Owensboro is 25 points higher.

Tornado

Germantown: 4/100 · Owensboro: 64/100

Owensboro is 60 points higher.

Hail

Germantown: 17/100 · Owensboro: 100/100

Owensboro is 83 points higher.

Storm surge

Germantown: 0/100 · Owensboro: 0/100

No gap.

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