City vs city
Franklin vs Owensboro, KY
Franklin currently scores 9 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Franklin: 43/100 · Owensboro: 34/100
Franklin is 9 points higher.
Flood
Franklin: 44/100 · Owensboro: 53/100
Owensboro is 9 points higher.
Franklin: FEMA NFHL flood zones: 4 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Franklin: 14/100 · Owensboro: 14/100
No gap.
Franklin: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Franklin: 53/100 · Owensboro: 57/100
Owensboro is 4 points higher.
Franklin: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Franklin: 65/100 · Owensboro: 27/100
Franklin is 38 points higher.
Franklin: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Franklin: 65/100 · Owensboro: 19/100
Franklin is 46 points higher.
Franklin: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Franklin: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Franklin: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Franklin: 27/100 · Owensboro: 37/100
Owensboro is 10 points higher.
Franklin: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Franklin: 35/100 · Owensboro: 34/100
Franklin is 1 points higher.
Franklin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.